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Credit Reports Online

Sites offering FREE credit reports
> Free Credit Report from
> Free Credit History and Score from Consumer Info
NOTE: Free reports are brief and are usually from only one Credit Bureau.

Paid Reports
> Equifax 3-in-1 Credit Report
> Full Credit History from ALL three credit bureaus in one place.

Credit Repair & Debt Counseling
> Debt Consolidation

Personal Loans
> Personal Loan Site

Information provided by Credit Report Providers

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The higher your FICO score, the lower your payments!

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  • FICO scores are your credit rating
  • They range from 300-850, higher is better
  • Most lenders base approval on them
  • Higher scores mean lower interest rates
  • FICO scores are calculated based on your rating in five general categories: Components of the FICO score
    • Payment history - 35%
    • Amounts owed - 30%
    • Length of credit history - 15%
    • New credit - 10%
    • Types of credit used - 10%
  • We’re the inventor of the FICO score
  • We’re the only site offering all 3 of your FICO scores
  • The median FICO score in the U.S. is 723

The FICO score has become the single most important indicator used by lenders to predict whether you will repay [a loan.]”

– New York Times

Learn the score. If you’re in the market for a mortgage, get your FICO credit score at”

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The best spot I’ve found on the Internet to check my credit is”

– Chicago Tribune

Stop guessing about your credit score. Find out. Go to”

– Washington Post

It might be the most important number you don’t understand. The FICO score is the standard calculation used by mortgage lenders.”

– The Wall Street Journal

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